Why Disability Insurance?
More often than we think, many people in today's workforce suffer a
Within 10 minutes, 441 people will suffer a disability.
23.2 million disabling injuries were reported in 2004; 3.7 million of those
were work related.
The cost of unintentional injuries in 2004 was $574.8 billion.
**Source: Injury Facts, National Safety Council, 2005-2006
A disability plan from Colonial Life can help you prepare
for a short-term disability. Benefits from your Colonial Life disability
plan can supplement your income to help you pay the following expenses:
Mortgage or rent payments.
Utility bills and other household expenses.
Food, clothing and other necessities.
Medical costs not covered under other plans.
Travel and lodging expenses for treatment.
The Colonial Life disability portfolio includes group and individual
coverage, and each plan features several options to help meet your unique
The Grant Agency's Short-Term Disability Income Protection Insurance is an
individual disability plan. With this plan, you (the employee) can choose
the plan design that best meets your needs. There is no employer
contribution for this plan; the employee pays the premium.
The individual short-term disability plan offers two plan options, a partial
disability benefit and higher levels of disability coverage. Would you like
to receive additional information about The Grant Agency's Short-Term